Financial therapy is a relatively new field that combines the emotional support of a psychologist with the money mindset of a financial planner. Seeing a financial therapist can allow clients to begin to process their underlying feelings about money, while working out plans for retirement, savings, investments and other goals. Financial therapists (sometimes referred to […]
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Posted To: MBS CommentaryIs It Another Trap and Which Coupon Do I Watch Now? Yesterday's bond market resilience offered hope for a bounce, but those hopes were crushed by new weakness this morning. The move took MBS to their worst levels since last March and Treasuries, since February 2020. Bonds recovered mid-day, begging the question: is this another trap? Do we just get crushed again tomorrow? Today's video discusses those prospects as well as the reasons for the shift to 2.5 UMBS 30yr fixed coupons. Econ Data / Events Fed MBS Buying 10am, 1130am, 1pm New Home Sales 923k va 855k f'cast, 885k prev 5yr auction: weak. 0.7bps higher than expected. Bid to cover 2.24 vs 2.45 avg Market Movement Recap 08:53 AM modestly stronger in Asia, moderately weaker in Europe, and now sharply weaker as the domestic session...(read more)
Your deposit isnât at the mercy of your landlord. Tenants have rights, and landlords have limitations on what they can deduct from your deposit.
The post What Can a Landlord Deduct From Your Deposit? A Primer for Current and Former Renters appeared first on Real Estate News & Insights | realtor.comÂ®.
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Posted To: MBS CommentaryGlimmer of Hope in Bonds, But It Might Be a Trap Bonds started the day in roughly unchanged territory and promptly began tanking. This was a bigger deal for MBS than Treasuries as the latter managed to stay UNDER yesterday's intraday high yields. Heavy losses in stocks at the NYSE open helped bonds a bit, but weakness returned ahead of Powell's congressional testimony. As Powell spoke, yields healed and bonds eventually turned green. This makes for a promising technical cue as far as charts are concerned, but for reasons discussed in today's video, it might make sense to wait for just a bit more convincing before shifting your lock/float approach in this market. Econ Data / Events Fed MBS Buying 10am, 1130am, 1pm Case Shiller Home Prices (y/y) 10.1 vs 9.9 f'cast, 9.2 prev FHFA...(read more)