mortgage loans
Freddie Mac’s 12-Month Portfolio Growth Nears Half Trillion
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Posted To: MND NewsWire

Freddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 16.1 percent in January compared to a 22.4 percent gain in December. The portfolio balance at the end of the period was $2.777 trillion compared to $2.740 trillion the prior month and $2.339 trillion a year earlier. Purchases and Issuances totaled $120.128 billion and Sales were ($.588) billion. The December numbers were $129.639 billion and ($1.330) billion, respectively. Single-family refinance loan purchase and guarantee volume was $84.5 billion in January compared to $77.6 billion in December, representing a 73 percent share of total single-family mortgage portfolio purchases and issuances, up from 70 percent the previous month. Purchases in Freddie Mac's Mortgage Related Investments Portfolio...(read more)

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Rising Bank expands into mortgage with new home loan offerings
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Rising Bank, the online-only bank division of Leway, Mo.-based Midwest
Lender credits: How a mortgage lender can pay your closing costs
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Lender credits let the mortgage lender pay closing costs, while the borrower pays a higher interest rate. Find out if lender credits are worth it here.
Can you use a 203k loan for an investment property?
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You may be able to use a 203k loan for an investment property. But only in certain circumstances. Learn about 203k loan rules for investors here.
What Happens If I Stop Paying My Mortgage?
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If you don’t pay your mortgage, it will set you on the path to foreclosure, which means losing your house. It may take a while, but it's a likely outcome.

The post What Happens If I Stop Paying My Mortgage? appeared first on Real Estate News & Insights | realtor.com®.

Can you sell your house after refinancing?
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You can sell your house after refinancing, but there might be a waiting period. You typically can't refinance while the house is listed for sale, though.
Factors Driving The Housing Market Moving into 2021
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According to a study done by Eyul Tekin, “After adjusting for inflation over time the future of the American Dream seems rather gloomy. Median home prices inc
Former SoFi CEO starting blank-check company to raise $250 million
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Mike Cagney’s blockchain lending startup Figure Technologies plans to raise $250 million through a new blank-check company, according to an SEC filing.
Self-employed mortgage borrower? Here are the rules
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Just about any lender can do self-employed mortgages. But there are additional requirements for self-employed borrowers. Here's what you should know.
Is now a good time to buy a house? What home buyers in 2021 should know
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Is now a good time to buy a house? Low rates will help some first-time buyers, but COVID will hinder others. Here's what you should know.
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