Spending Money Wisely
3 Must-Do Moves to Prepare for a Mortgage Refinance
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Mortgage rates are still relatively low. That means that there’s no time like the present to consider refinancing the mortgage loan you have for your home. Shaving at least a point or two off your current rate or converting your 30-year … Continue reading →

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3 Questions for Anyone Refinancing to a 15-Year Mortgage
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If you’re tired of having mortgage debt, refinancing from a 30-year loan to a 15-year loan will allow you to pay it off faster. On top of that, you’d also pay less in interest, as shorter loans come with better rates. Refinancing … Continue reading →

The post 3 Questions for Anyone Refinancing to a 15-Year Mortgage appeared first on SmartAsset Blog.

3 Refinancing Mistakes That Can Cost You Money
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Mortgage rates are currently very low, but you can’t expect them to stay that way forever. If you bought a home within the last five to seven years and you’ve built up equity, you might be thinking about refinancing. A refinance can … Continue reading →

The post 3 Refinancing Mistakes That Can Cost You Money appeared first on SmartAsset Blog.

How Refinancing a Mortgage Can Affect Your Credit
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When you’re interested in reducing your mortgage rate and lowering your monthly mortgage payments, refinancing may solve some of your problems. While you’re going through the process of refinancing, you may forget to consider how it could affect your credit … Continue reading →

The post How Refinancing a Mortgage Can Affect Your Credit appeared first on SmartAsset Blog.

3 Banking Moves That Can Tank Your Refinance
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If you’re gearing up to refinance your mortgage, the lender’s going to want to check out your credit and assets before you’re approved. One of the things they’ll pay attention to is what’s in your bank account. So if you … Continue reading →

The post 3 Banking Moves That Can Tank Your Refinance appeared first on SmartAsset Blog.

Refinancing Your USDA Loan Just Got Easier
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If you live in a rural area, getting a mortgage through the U.S. Department of Agriculture could be a good way to save money on your home purchase. Qualifying buyers can get a USDA loan without having to put any … Continue reading →

The post Refinancing Your USDA Loan Just Got Easier appeared first on SmartAsset Blog.

Should You Refinance Your FHA Loan to a Regular Loan?
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Mortgage refinance rates are steadily creeping upward, so if you’ve been toying with the idea of a refinance, it might be best to do it sooner rather than later. If you’ve got an FHA loan, you can go with a … Continue reading →

The post Should You Refinance Your FHA Loan to a Regular Loan? appeared first on SmartAsset Blog.

4 Signs Refinancing Is The Wrong Move
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Refinancing your mortgage can bring your interest rate down, lower your monthly payments and generally save you some money. With rates still low, you may be pondering whether now’s the right time to try for a better deal on your … Continue reading →

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Why There’s No Way to Avoid Paperwork When Refinancing
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So you’re ready to refinance your mortgage loan to one with a lower interest rate. This could be a good move. Depending on your new interest rate, you could save a good bit of money each month in mortgage payments. … Continue reading →

The post Why There’s No Way to Avoid Paperwork When Refinancing appeared first on SmartAsset Blog.

Why There’s No Way to Avoid Paperwork When Refinancing
By admin | |

So you’re ready to refinance your mortgage loan to one with a lower interest rate. This could be a good move. Depending on your new interest rate, you could save a good bit of money each month in mortgage payments. … Continue reading →

The post Why There’s No Way to Avoid Paperwork When Refinancing appeared first on SmartAsset Blog.