Debt can feel like a terrible thing, but paying off your debts is how you demonstrate that you can successfully manage your finances. Whether you make your debt payments on time makes up 35% of your credit score. Making on-time payments is one of the smartest ways to use your debt to your advantage. If... Read More
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If you're considering building your next home, but aren't completely sure of your options, here are the pros and cons you should know before deciding.
The post The Pros and Cons of Building a Home in Today’s Market appeared first on Homes.com.
Dealing with an outstanding collection can be nerve wracking, especially when you're trying to do the right thing and make every effort to pay your debt.
The post Negotiating a Collection Agency Payment Plan: What You Need to Know appeared first on Credit.com.
If youâve fallen behind on your bills and are dealing with debt, donât be surprised if you start hearing from debt collectors. Those collectors have a jobâto get as much money out of you as they can. So, they’re probably not going share things that might make it easier for you to fight back or... Read More
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Whether you haveÂ medical debt,Â credit card debt or unpaidÂ student loans, getting calls or letters fromÂ debt collection companiesÂ can be frustrating. But it’s especially frustrating if your debt is several years old. If you have debt on your credit reports or are getting calls from aÂ collection agency, you might wonder how long a debtor can try to collect... Read More
The post Can a Debt Collector Collect After 10 Years? appeared first on Credit.com.
As the real estate industry continues to advance, technology expands into the homebuying journey âÂ making it easier for homebuyers to find the home they love in less time than ever before.
The post 5 A.I. Programs That Aims to Make Your Homebuying Journey Easier appeared first on Homes.com.
For many people, a call from a debt collector about a past due or delinquent account with no prior communication may signal that they’re dealing with a debt collection scammer. If you haven’t received any of the letters they say they sentâor didn’t know the debt existed in the first placeâyou might assume it’s not correct information. But another... Read More
The post A Bill Was Sent to the Wrong Address and Is Now In Collections: What Do I Do? appeared first on Credit.com.
Zombie debt is exactly what it sounds like. It’s debt that’s already dead and shouldn’t be living on your credit report. But for whatever reason, it’s risen from the grave and chasing you down. Find out what you need to know about zombie debt and how to deal with it. How Does Zombie Debt Happen?... Read More
The post What Is Zombie Debt and Why Is It a Problem? appeared first on Credit.com.
There’s no single way to get out of debt that’s best for everyone. Each individual case is as unique as you are. It’s important to consider your situation when deciding which debt relief plan is the best option for you. To help you weigh those options, we have provided an overview of some of the... Read More
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If you think you’re immune to damage from a collection account on your credit report because you pay your bills on time, think again. Medical bills that you don’t know about could be hurting your creditâand the odds are not in your favor. In fact, the Consumer Financial Protection Bureau reports that around 31.6% of... Read More
The post What to Know About Medical Bills Sent to Collections appeared first on Credit.com.