If you’re one of those investors with very little time to research and invest in individual stocks, it might be a good idea to look into investing in mutual funds. Whether your goal is to save money for retirement, or for a down payment to buy a house, mutual funds are low-cost and effective way …
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Credit cards, interest rates, loans, even where you liveâthese all depend on your credit score. If you have a good credit score, youâre more likely to get better financial offers. But if you have a low or nonexistent score, the chances of getting prime financial offers are pretty slim. If you have low or nonexistent... Read More
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Good credit is essential if you hope to borrow money one day for things like a new carÂ or home. But good credit can also be important for smaller things like renting an apartment or even landing a new job. And one of the easiest ways to build the credit necessary for these things is by... Read More
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What do you need your credit score for? In a nutshell, a lot. Credit cards, loans, mortgages, APR, even renting an apartmentâwhether or not you qualify is based largely on your credit score. If your credit is less-than-ideal, you know it can make your life just that much harder. Having a bad credit score can hold... Read More
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Article originally published September 1st, 2016. Updated October 29th, 2018.Â Itâs a common question around these parts:Â how do I fix my credit?Â And, while credit scores do have a lot of nuances, the answer is actually pretty straightforward: pay all your bills by their due dates, keep your debt levels low, add a mix of accounts... Read More
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Good credit is crucial to unlocking many financial opportunities in life. When you have aÂ great credit score, you can get lower interest rates on car loans, credit cards and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a resident application. While developing a solid credit history... Read More
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Your credit score can affect many aspects of your lifeâfrom getting a loan to getting a job or getting a house. Good credit is necessary for sound finances and many major purchases. But there are no quick fixes or shortcuts to building good credit. You must start by establishing credit, then embrace responsible credit habits... Read More
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Love to travel? Good news: There are ways to put thatÂ wanderlust to use with a travel rewards credit card. Though travel rewards cards aren’t the easiest to get approved for as they require an excellent orÂ good credit score, those who are able to snagÂ oneÂ can use itÂ to build better credit. (Just remember, before you apply it’s... Read More
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If your credit needs rehabilitation due to late payments, accounts in collections or other negative items, it might be time to rebuild. Rebuilding your credit requires an understanding of your current situation, identifying past mistakes and implementing the right strategies going forward. Wise use of a credit card is one way to start. Surprising, right?... Read More
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College graduates saddled with student loans may find this hard to believe, but there is one upside to having to pay back all that debt: It helps you build credit. That may seem like a small consolation â particularly if the balances you owe areÂ even averageÂ âÂ but credit can be hard to come by. Of course,... Read More
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